You Get the Job. We'll Get You The Bond.

#1 Rated Construction Bond Agency

We've Simplified The Process for Construction Surety Bonds:

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"Done for You" Service

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What are Construction Surety Bonds?

And why are you required to have construction surety bonds?

Construction Surety Bonds or “Contract Bonds”  are a category of surety bonds used by contractors. Construction Bonds include Bid Bonds, Performance Bonds, Payment Bonds, Maintenance Bonds and Supply Bonds. Construction Bonds are a three-party guarantee between the Principal (The Contractor on the Bond), the Obligee (The Owner or Contractor Requesting the Bond) and the Surety (Bond Company Guaranteeing the Bond).


Construction Bonds are required on Federal projects because of The Miller Act. Many states and municipalities have developed similar legislation. Also many owners and contractors on private projects may require construction bonds as a way to manage their risk. 

Because of their unique nature, Construction Bonds require special expertise. Surety Bond Underwriters will look at a Contractor’s Character, Credit and Capacity in order to issue these Construction Bonds and to provide Surety Bond Capacity. Contractors can learn all about getting these construction bonds, what they cost and how to increase their bond capacity by visiting our blog and educational pages. 

We invite contractors to contact us for more information on Construction Bonds. 

What to Look for in a Surety Bond Company and Broker

Not all brokers are created equal. Choose a surety bond broker who is familiar with construction. Writing Construction Bonds takes experience. Contractors should also make sure the Surety Bond Company they choose is rated “A-“ or better by the rating agency A.M. Best. You can check that here (registration required). Contractors should be very suspicious about using a surety bond with a lesser rating. Most contracts will also require your Surety Bond Company to be listed on the U.S. Department of Treasury’s Circular 570 which you can check here. This is sometimes referred to as a “T-Listing”

Types of Construction Surety Bonds We Provide

If you're a contractor, and need a bond, we've got you covered.

who we are

Your One-Stop Contract Surety Bond Partner

We are a company that supports our customers by providing them with the surety bonds they need to thrive. We are not just internet marketers or insurance agents. We are surety bond experts. Our team has over 100 years of combined experience and has access to all major bond companies.  MG Surety Bonds was recently recognized as one of the best construction surety bond companies in the nation.

who you are

a contractor that needs a bond.

You need a surety bond and someone with the expertise and resources to help you. Perhaps your current broker is having trouble giving you the surety bond capacity you need to grow. Perhaps they have given you terms and conditions that are unacceptable. Maybe you just need your first surety bond and you are not sure how to get one.

With the rise of ecommerce, lots of websites advertise surety bonds. You owe it to yourself you to work with a company that has real contract bond expertise and can provide valuable advice in all circumstances. You are a contractor, developer, supplier, landowner or individuals who needs surety bonding. Regardless of your circumstances, you have come to the right place. We want to be your surety bond broker for life.

what our clients say

contractor reviews

What a world of difference working with the right bond company makes! We've worked with other bond companies in the past that were always resistant and lacked the understanding of a small company trying to make the jump to the next level. Rebecca Lilley has been amazing to work with and has made the process pain free. We wouldn't be able to accomplish this much growth in our business this year without MG Surety. 5 Stars for sure!


I am extremely new to the bid bond process; my knowledge about them was zero. I was awarded a $250,000 project and was in need of a bond. I called atleast 40 companys as well as 10-15 local insurance companies and only got a response from 10 online bond companies and 2 insurance companies. As well as being told it would take 3-5 business days to process my application, and for 20 more to reject my application for the reason of my history. I was about to give up on the whole project until Rebecca and MG surety team contacted me on a Monday at 8am willing to work with me. I immediately filled out my application and Rebecca stayed in touch through out the day with updates. Eight hours later I got the news that she was able to get my company approved. My experience with her and the company was above and beyond, they were a huge help and life saver for myself and my company and I would highly recommend them!


After experiencing great difficulty securing a bond due to the complex nature of the ownership, the fact is was a subdivision, and one of the three lots has sold- I had grown frustrated and was looking into more costly alternatives that would tie up a tremendous amount of capital. I then met Ben and Rebecca. Not only were they professional and responsive, they carefully listened to all of the issues and challenges, and came up with a creative solution that got the bond issued and did not require me to post a CD to the tune of $300k. Start with these guys- they will do an, ‘A+,’ job.


the MG surety bond blog

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